iFinance Tech
Finance your purchase!
iFinance home improvement customer
iFinance Tech vendor
Service Provider
Financing
 
 
 

FAQs

1. What types of products/services does iFinance Tech cover?
2. Does it cost me anything to apply for financing or seek approval?
3. Can I repay before the end of the term?
4. How soon can I get approval for financing?
5. Can I borrow a portion of the amount of the product/service?
6. Do I have to put down a deposit to borrow?
7. What if the service provider I am purchasing products from is not registered with iFinance Tech?
8. What if I have not chosen a service provider, can I get pre-approved for financing?
9. Can I have more than one loan with iFinance Tech?
10. How long may I finance the product/service?
11. If I do not have credit history can I apply with a co-signer?


1. What types of products/services does iFinance Tech cover?
All types of products and services. If you are not sure, just call and ask!
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2. Does it cost me anything to apply for financing or seek approval?
No. You can apply for financing or seek approval - there is no cost.
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3. Can I repay before the end of the term?
Yes, there is no penalty for repayment. You can repay at any time.
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4. How soon can I get approval for financing?
You can obtain approval for financing almost immediately.
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5. Can I borrow a portion of the amount of the product/service?
Yes, iFinance Tech will pay directly to your service provider whatever portion you would like to borrow, be it the total cost of the product or a portion.
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6. Do I have to put down a deposit to borrow?
No. It is up to you if you would like to pay your service provider a deposit. iFinance Tech will finance the total cost of the product including your deposit, if required.
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7. What if the service provider I am purchasing products from is not registered with iFinance Tech?
Simply inform iFinance Tech. iFinance Tech will contact your service provider to inform them of our services and provide them with the option to register with us.
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8. What if I have not chosen a service provider can I get pre-approved for financing?
Yes, iFinance Tech will pre-approve your financing before you have chosen a service provider.
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9. Can I have more than one loan with iFinance Tech?
Yes. Each loan financed must go through the same application process to determine the ability to repay.
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10. How long may I finance the product?
The term can range from 6 months, 1 year, 2 years, 3 years, 4 years, 5 years or 6 years.
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11. If I do not have credit history can I apply with a co-signer?
Yes, you can have a co-signer whose credit history would achieve an approval and would be willing to assume liability.
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Family working on their home renovations
iFinance Tech
has a financing program
just right for you.

Man planning renovation
The process is simple,
fast and convenient,
making borrowing easy.